Employment Practices Liability Insurance (EPLI)

Businesses must be protected in the event of an employment dispute claim by a former or current employee. Allegations of workplace discrimination, privacy invasion, and other intentional and unintentional infractions on the part of the business are often assumed to be covered under a standard General Liability or Worker’s Compensation insurance policy. However, this type of coverage is actually provided by a separate type of insurance policy that is known as Employment Practices Liability Insurance (EPLI).

EPLI insurance covers costly fees associated with defending your business against employment-related claims during the different phases of the employer/employee relationship. These include the job search, recruitment, hiring process, onboarding, employment, promotions, resignations, and terminations. Owners, directors, and other officers of the business are liable for allegations brought forth by full-time, part-time, temporary, and seasonal members of the workforce.