Whether you’re interested in securing an insurance policy to protect your personal or business assets, knowing you’re covered in the face of unexpected lawsuits or claims will deliver much-needed peace of mind. At Doeren Mayhew Insurance Group, we specialize in both personal and business insurance, providing time-tested expertise in protecting what matters most at your home or office.

We help clients like you navigate the complexities of choosing the right insurance coverage for your personal or professional needs. From health insurance and auto coverage to professional liability insurance and property insurance, there are many different types of insurance coverage. Read on to learn more about the differences between personal and commercial insurance, and what this means for you or your business.

Personal Insurance

Different types of personal insurance offerings are available to protect your most valuable assets, be it your home, car, or other high-value items. Typically, a person, couple, or family will be named as the insured on personal policies, and coverage will be customized given the insured’s unique set of assets, risk factors, and lifestyle. Common personal liabilities include day-to-day dangers such as injuries, sickness, accidents, theft, and property damage that occur when the insured is not engaged in work-related activities. However, business activities that take place at home are not covered by personal insurance policies. Therefore, a separate insurance policy is required for adequate coverage.

Common Types of Personal Insurance

  • Home
  • Automobile
  • Umbrella Liability
  • Flood
  • Fine Art
  • Identity Theft Protection

Business Insurance

Commercial insurance policies provide protection for business-related financial assets, as well as intellectual and physical property, when costly work-related claims arise. Unlike a personal policy, entities — such as the name of your business — are listed as the insured on business insurance policies. Business liabilities include any claim, injury, or damage that involve work-related relationships, operations, or property. From workers’ compensation and commercial auto to cyber liability and risk management, there are many different types of business insurance offerings.

Common Types of Business Insurance

  • Commercial Auto
  • Cyber Liability
  • Employee Practice Liability
  • Professional Liability
  • Property Insurance
  • Risk Management
  • Workers’ Compensation

At Doeren Mayhew Insurance Group, we deliver customized insurance solutions to protect against your personal and business liabilities. We can help you choose a policy that provides adequate coverage for you or your business. Contact us today to learn more about the differences between personal and business insurance, or to schedule a consultation today.

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