October 21, 2022
Effectively assessing risk factors when investing in a target business involves understanding a company’s insurance program — and the exposures that it may or may not cover. This is an essential part of a merger and acquisition transaction that should receive appropriate attention.
June 29, 2022
As a general contractor, it’s important to carry insurance ahead of working on various projects. From painters and roofers to landscapers and plumbers, there are many tradespeople who must protect their business assets in the event of damage or injuries sustained while on the job. In fact, insured contractors are more likely to be hired than their uninsured counterparts, because those seeking out work also want to safeguard their own financial health.
April 18, 2022
Restaurants and bars are particularly vulnerable to unique risks, including food poisoning, kitchen fires, slips and falls, burglary, employee errors, alcohol-related incidents, and more. Our specialized insurance coverage options prevent service industry business owners from having to pay out-of-pocket to cover these types of expenses.
March 25, 2022
Successful businesses often have a key person whose skills and experience are critical to the organization’s long-term financial stability. This key person may be the founder/co-founder, director, or in any number of positions that are central to operating the business. In the event of their departure or premature death, it’s important to safeguard your company’s financial health.
February 17, 2022
Often overlooked by even the most savvy business owners, boiler and machinery insurance, or equipment breakdown insurance, offers specialized protection for the collateral damage associated with critical disruption to your equipment’s functionality.
January 21, 2022
Even the most fervent business owners cannot safeguard their organizations and employees from every last threat — especially in today’s well-connected digital age. No matter the size or location, businesses of all kinds are vulnerable to different types of fraud.
November 16, 2021
During the week of November 14–20, we will join the global community in observing International Fraud Awareness Week. We can all do our part to invest in fraud enforcement and minimize the extensive impact this unlawful activity has on global communities around the world.
January 6, 2021
Michigan’s mandatory no-fault automobile insurance system was replaced when the state implemented new regulations in July 2020. Under the new law, drivers now have a choice when selecting Personal Injury Protection (PIP) — or no-fault insurance. This effectively enables Michigan drivers to decide whether an automobile or medical insurance provider would serve as the primary coverage in the event of an accident.
December 10, 2020
Securing adequate business insurance is one of the most important responsibilities of business owners. Insufficient coverage could result in costly claims and losses that are largely preventable with the right insurance coverage.
September 29, 2020
Did you know? Hurricanes are known to be the most damaging of all natural disasters. Strong winds, storm surges, and intense rainfall can cause billions of dollars in hurricane costs.
September 19, 2020
As a business owner — or self-employed individual — who provides professional services, it’s important to safeguard your business against a range of potential claims that could threaten long-term financial stability. If a client or customer claims that they incurred financial losses due to your company’s errors, omissions, or other forms of neglect, professional liability insurance can offer essential coverage.
March 5, 2020
According to Business Insider, e‑commerce will make up 17% of all U.S. retail sales by the year 2022. As online...