In today’s unpredictable world, we must prepare for the unforeseen. Proactive planning can help protect you and your family if your steady income is disrupted by a disability, injury, or illness. The month of May is Disability Insurance Awareness Month, promoting the essential need to purchase disability insurance before you actually need it.

Anyone who relies on their ability to work and receive a paycheck needs to consider disability insurance. Whether you’re a salaried or hourly employee, freelancer or business owner, you rely on your income. Think of disability insurance as protection for your ability to earn a living.

Is Disability Insurance Worth It?

The short answer? Definitely. Disability insurance helps to replace lost income when a worker becomes disabled or is otherwise unable to work.

One in four of today’s 20-year-olds will become disabled at some point during their career. Disability insurance offers an affordable way to ensure your financial stability in the face of an unexpected illness, injury, or disability.

The Right Disability Insurance Policy

Our trusted insurance agents can help you make important decisions about what kind of coverage you need by answering these important questions:

  • Are you the highest earner for your household?
  • What is the current status of your health?
  • Does your family have a history of serious medical conditions?
  • How long can you afford to be out of work due to an illness or injury?
  • Do you already have disability insurance through your employer? Does it adequately protect you?

At Doeren Mayhew Insurance Group, we understand that life happens. That’s why we work with our valued clients to protect their earning power with customized disability insurance coverage options. Contact us today to learn more about how disability insurance can protect your income for the long term.